What mortgage can I afford?

When it comes to mortgages, there really is no “one size fits all” solution. Really, it all comes down to personal circumstances to work out what is the best option for you, both now and in the long term. Getting in touch with a professional who will work with you to investigate the best options will really pay off and take the stress out of navigating this tricky business alone. Here at Eminence Mortgages, we would be more than happy to help you with finding out what mortgage you can afford. 

If you want to find out quickly what mortgage you can afford before getting in touch with our friendly and professional team here, then you can use a mortgage calculator. This is a tool which will give you a ballpark estimate of how much you would borrow from a lender, as well as what you would have to pay as monthly repayments. 

There are several pieces of information that you will have to input into a mortgage calculator. For example, you will have to provide information on how many people are applying, your income, what your regular expenditure is (for example credit or store cards, loans, overdrafts, pension, and maintenance), as well as the reason for why you are applying. 

A calculator will help to give you an estimate for how much you could borrow. If you want to get a tailored answer for your specific circumstances, then do get in touch with us today.  

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