Self Employed Mortgages
WE will support you
If you are a self-employed individual who is looking to secure a mortgage, the process can feel quite daunting due to the many steps involved. At first glance, it can feel as though there are many hoops to jump through throughout the process, especially if you do not already have much prior knowledge of mortgages. Many people who are self-employed are in the same boat.
In theory, it can present itself as more of a challenge as you need to prove that you have a reliable source of income, however, it is definitely not impossible; especially with the right support behind you.
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qualify for the same mortgage rates
Self-employed people usually have to provide rather more evidence of their income than other borrowers. Not to worry though, you will still have access to the same assortment of mortgages as everyone else as long as you pass the lenders’ affordability checks. Additionally, if you are able to provide enough information about your income, you can easily qualify for the same mortgage rates as others in a full-time, permanent job; meaning you avoid paying more.
In order to find the best mortgage deals, preparation is key. Allowing experienced mortgage brokers to help you throughout the process can work well in your favour.
Here at Eminence Mortgages, we specialise in helping self-employed people finance their first homes. There is a multitude of avenues you can take to prove to a mortgage lender that you have a reliable income, it’s usually just the case of following some simple tips to boost your credibility, and we can help you do just that.
Contact us today for more information via Phone, Email, or simply fill out the form and a friendly member of our team will get back to you.