Who provides mortgages?

Trying to find the right lender for you and your needs can be difficult to navigate. Nowadays, there are just far too many companies and lenders to choose from, and it can leave you feeling confused with who to pick. So, who exactly provides mortgages and what are the differences between the types of lenders?  […]

Who offers guarantor mortgages in 2023/2024?

For people who are looking to buy a house in 2023 or 2024, but do not qualify for a mortgage, then look no further because a guarantor mortgage is your answer. A guarantor mortgage has been designed for clients whose income is not high enough to qualify for a mortgage on their own. The guarantor […]

Can you pay off your mortgage early?

Paying off a mortgage can take a long time, depending on which time period you have opted for. Regardless, it is a long enough period that there is the chance that your circumstances may have changed between when you signed the contract and your current state. Perhaps you have got a new job which means […]

What mortgage can I afford?

When it comes to mortgages, there really is no “one size fits all” solution. Really, it all comes down to personal circumstances to work out what is the best option for you, both now and in the long term. Getting in touch with a professional who will work with you to investigate the best options […]

What mortgage can I get approved for?

It goes without saying that the mortgage you can get approved for really comes down to several factors. The combination of these factors will determine what mortgage will be best suited for you, and this will be set by the lender based on how much confidence they have that you will be able to pay […]

What mortgages are available for people with bad credit?

Anybody who is applying for a mortgage will certainly have heard time and again how having a good credit score is incredibly important to get accepted. Lenders will want to ensure that you can be relied upon to make your monthly payments and they want to lower any potential risk with lending you a home […]

What mortgages have no early repayment charges?

When you are looking to apply for a mortgage, then there are several factors which you should consider concerning which is the best option for you. One thing you should think about is whether there is a chance what you will want to make an early repayment. An early repayment is when you want to […]

Will home loan interest rates go down in 2024?

There are of course many predictions which are consistently made about the interest rates: whether they will go down, when they will go down, and whether they will look better in any particular year. On the whole, these questions are all leading up to the bigger question of whether people should wait to buy their […]

Why are mortgage rates going up?

Anybody who has been keeping up to date with the interest rates in the UK, will have noticed that they have increased. As a consequence, this has affected mortgage rates. The reason for why interest rates have increased is because inflation is too high, so this is the best way to lower inflation. In turn, […]

Which is better: in-house or bank financing?

In order to help the many people who do not have sufficient cash to purchase a property outright, there is the option to apply for a loan. Nowadays, in addition to traditional bank financing, there is the option to apply for in-house financing. So, what are the differences between the two, and which one would […]