Understanding the mortgage application process

If you are a first-time buyer, applying for a mortgage can seem like a complicated process. Today we will be breaking down points to take into consideration, as well as the steps involved in the mortgage application process.  Before you begin your application, there are a few things you should ask yourself. Firstly, you need […]

‘No-deposit 100% mortgage loans’: everything to know

In an effort to combat the fact that more and more people are struggling to get onto the property ladder, Skipton Building Society has recently made a big announcement. They have made a decision which means that for the first time since 2008, UK renters have the opportunity to borrow up to 100% of the […]

How to improve your credit score before applying for a mortgage

Here at Eminence Mortgages, we know that applying for a mortgage can be a complicated and perhaps even daunting process for many people. With the numerous steps involved in the process, coupled with the overload of information on the internet, it can be easy to feel overwhelmed and lost with where to begin. One thing […]

Busting the most common myths about mortgages

As many people may know, there are several myths and misconceptions surrounding mortgages which prevent people from taking advantage of this incredibly valuable financial tool. At Eminence Mortgages, we are here to dispel some of these myths and give you the accurate information that you need to make an informed decision about whether or not […]

Benefits of the 15-year mortgage vs. a 30-year mortgage

Understanding mortgages and working out what is the best choice for you can be tricky business. With so much information on the internet, some of which can be misleading, it is hard to know which sources to trust. That is why Eminence Mortgages is here to lend you a supportive hand every step of the […]